Should You Get Drone Insurance?
Insuring your Unmanned Aerial Vehicle is important for many reasons. First and foremost, protecting your liability exposure is the most important aspect of insuring your drone. If you are found liable for bodily injury or for damaging other people’s property, UAV liability insurance will be your primary defense. Travers Aviation is also able to offer hull insurance for damage to your drone, but in most cases your liability exposure will be the most important part of insuring your UAV. When operating your drone commercially, liability insurance will generally be required. Our done Insurance program is designed so we can quote and issue certificates to show your customers prior to preforming your aerial services.
Operating your UAV commercially opens you up to liability exposure. It is important for UAV operators to carry Business Drone Insurance to cover bodily injury and property damage. When charging for services as a professional drone operator people and the courts expect a higher level of professionalism and are more likely to sue. Your Homeowners policy will usually not cover your unmanned aerial vehicle work.
You should also have drone insurance to protect you if you injure someone. When filming an event people not even attending the event can be at risk due to mechanical malfunction or just because of piloting mistakes. Our Commercial Drone Insurance policies are designed to help in the event that a person is injured with your drone.
You should insure your UAS because of your property damage exposure. When operating your drone for pleasure or business use there is always the slight risk of damaging property owned by somebody else. Our drone insurance policies are designed to help if you are found liable for damaging property not owned by you.