Workers' Compensation Coverage
Employers work hard to provide a safe job environment for employees; however, accidents can happen anywhere, anytime, no matter the precautions taken. Travers & Associates can offer Workers' compensation coverage to assist in the event of an accident.
Workers' compensation coverage objectives:
- Provide reasonable payment of medical and disability losses.
- Provide a single remedy for claims, thus reducing legal costs.
- Provide predictability of the cost of job-related injuries.
- Encourage loss prevention and promote interest in safety.
Workers' compensation is a no-fault system. It pays for job-related injuries if they arise and are sustained in the course of employment. Workers' compensation coverage also pays for occupational diseases if they arise out of the employment and are due to causes characteristic of or peculiar to the particular occupation. Additionally, Workers' compensation pays for defense costs in the form of employer’s liability coverage. This coverage is included in the Workers' compensation policy.
Call us for a comprehensive review of your Workers' compensation needs.