Understanding Pilot Life Insurance for Commercial Pilots

Commercial pilots who fly for a living face even more challenges when it comes to pilot life insurance.  Depending on your occupation your rates could vary significantly from one pilot insurance company to another.  Working with a broker who understands your commercial flying could help you save thousands of dollars on your life insurance.  Each insurance company has their own specific criteria concerning commercial pilots.  Some carriers will rate up a Part 135 charter pilot flying a King Air, while others will offer a preferred rate with aviation coverage.  Understanding the way these companies underwrite their policy is the key to obtaining a preferred rate with a life insurance carrier.