Less Than Perfect Health / Impaired Risk
As a group Pilots tend to be in better health and lead safer lives than most individuals.
However, should we encounter any surprises along the way, such as higher than expected blood pressure, cholesterol, etc., you are with the most capable agents in the pilot insurance business. We will “shop” your case to other life insurance companies to find the best rate available. After careful analysis our agents may recommend that we transfer your case to another life insurance company that may offer a better rate based on newly discovered health impairment, such as high cholesterol, elevated PSA, or blood pressure issues.
Let us know during the quoting process if you are already aware of an existing health issue, such as Type II Diabetes, Obstructive Sleep Apnea, Cardiovascular disease, etc. As a life insurance broker, we are in a unique position to work with several different companies to find the best rate available.
Did you know that some life insurance companies will exclude your aviation based on a history of mild Obstructive Sleep Apnea or Type II diabetes? At Travers we understand impaired risk and how it can affect your rate as well as your aviation coverage. Let us know about any health issues you have during the quoting process and we will work with the Life Insurance underwriters at several companies to find the best possible rate that includes your flying.
These are just a few of the many examples that highlight Travers & Associates ability to understand your aviation and health risks to find you an insurance company that provides the best rate available.